Financing Options

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Financing Options

1. Commercial Lenders: PCA works closely with lending institutions that understand the community pharmacy marketplace. We can provide you with referrals to banks and capital investment firms, with as little as 10% down and good credit scores. Call us today for more information.

2. Owner Financing: An independent pharmacy owner may be willing to provide financing to a prospective buyer. Often times this can depend on the corporate structure of the pharmacy business and resulting tax implications. If owner financing is an option, the buyer should be prepared to provide the same type of security and collateral to the pharmacy owner as a bank would require. Many times owner financing proposals can get in the way of a smooth transition, and essentially raise the price of the pharmacy to the prospective buyer. With the availability of commercial lending, owner financing can often times be avoided. Call us today for more information on your financing options.